What should I do first when a tree falls on my house?
Get everyone out of the damaged area and stay clear of power lines. Take photos from a safe spot, then contact a local provider and your insurer. Do not climb on the roof.
Messagechocolate Tree Service is a referral service. We connect homeowners in Lone Jack and the Lone Jack area with independent providers who handle emergency tree removal. The providers do the work. We do not. Our job is to point you to the right people and help you get ready.
A fallen tree is stressful. It can block a driveway, crush a fence or land on a roof. Severe thunderstorms, hail and heavy spring ground can all bring trees down in MO. Start with safety. Then get photos and notes in order. Clear records make estimates simpler and insurance talks smoother. Request a callback to check provider availability, or send a request through the form. Providers set their own schedules, so timing varies. Know before you book.
Step back. Keep kids and pets inside. Do not walk under a split limb or a tree that hangs on another tree. Wood under tension can snap without warning. Your yard can wait. Your safety cannot.
Treat every downed line as live. Stay well back. Do not touch a tree that touches a wire. Report the line to your utility. A tree provider cannot safely work near live lines until the utility has dealt with them.
These are urgent:
Not every tree is a crisis. A small branch on the lawn can wait. So can a dead tree that stands firm and is far from buildings. Still, get it on record. Waiting too long lets rot, ice and the next storm make things worse.
Take photos before anyone moves a thing. Shoot wide, then close. Show the tree, the damage and the ground around it. Stay safe while you do it. Then reach out to a provider.
Write down a few facts:
Short notes save time when you talk to the provider.
Storm tree clearance usually starts with a quick look at the site. The provider checks for hazards, then plans cuts. Pieces come off in sections. Brush gets chipped. Logs may be hauled or left, depending on the deal. Ask what is included before work begins.
This is the tricky kind of job. Providers may use ropes, rigging or a crane to lift weight off the roof. Do not climb up yourself. Many providers can respond quickly, but availability depends on the storm and the day. Request a callback to check what is open near you.
Some policies may cover sudden damage from a fallen tree. Others do not. Check your policy and talk to your insurer. Providers can often help document damage for a claim, such as with itemized invoices and notes on what was cut. Coverage is up to the insurer, not Messagechocolate Tree Service.
Keep a simple folder. Save photos, dates, written quotes, invoices and any messages. Note the weather event. Take a final photo once the site is clear. If a claim comes up, you will not be hunting for details.
Cold winters bring ice-loaded limbs and frozen ground. Hot, humid summers bring fast-moving thunderstorms and hail. Spring flooding softens soil, so roots let go more easily. Each season shapes the equipment, the access and the schedule.
Expect a busy market. Many homeowners need help at once. Providers triage, so roofs and blocked access often come first. Be ready for a wait if your tree is not an urgent danger to people or property. Clear photos and notes can help your request stand out.
Look up each season. Spot dead branches, mushrooms at the base, deep cracks and leaning trunks. Keep limbs away from the roof and lines. A provider can assess a tree before it fails. Older frame houses and bungalows often have mature trees close by, so a check is worth it.
Get at least one written quote when you can. Compare scope, not just price. A clear quote beats a vague promise. Then pick the provider who answers plainly.
Providers cut and clear trees or large limbs that have come down in a storm.
Leaning, cracked or split trees that threaten a home, car, fence or walkway can be taken down.
Blocked driveways and yards can be cleared, with brush chipped and logs cut to size.
Providers may use rigging or cranes to lift trunks off a damaged house.
Prices vary a lot by tree size, access, hazards and timing. These are typical U.S. ranges only. Always ask for a written quote before work starts.
| Job type | Typical range | Notes |
|---|---|---|
| Small downed tree or limbs | $200 – $800 | Easy access, light cleanup |
| Medium tree, cleared from yard | $800 – $2,500 | Size and cleanup change the price |
| Large tree, tight access | $1,500 – $5,000 | Rigging may be needed |
| Tree on house or roof | $1,500 – $6,000+ | Crane or heavy lift may add cost |
| Storm rush or after-hours rate | $100 – $1,000 extra | Varies by provider |
| Debris haul-away | $100 – $600 | Ask if it is included |
Keep clear of the tree and any lines. Report downed wires to the utility.
Take wide and close photos. Jot down times and notes.
Request a callback or send the form to check availability.
Compare the written quote, then approve the work.
Organized photos and notes help providers quote faster and keep a record for any claim.
Independent providers know area storms, soil and access issues.
Written scope helps you compare jobs without surprises.
We point out how frost, flood and storms affect schedules.
Request a callback to check provider availability, or send your photos and details and request an estimate. No obligation.
No obligationGet everyone out of the damaged area and stay clear of power lines. Take photos from a safe spot, then contact a local provider and your insurer. Do not climb on the roof.
It depends on your policy. Some policies may cover sudden damage, such as a tree that hits your home. Others limit or exclude removal. Check your policy, call your insurer, and keep photos, quotes and invoices together.
It varies. Many providers can respond quickly, but storms create heavy demand and each one sets its own schedule. Request a callback to check provider availability, and expect urgent roof or access jobs to be handled first.
Request a callback to check provider availability, or send your photos and details and request an estimate. No obligation.
No obligation